The European Banking Authority has issued a new Decision designed to simplify how national authorities report SEPA data to EU institutions, marking a practical but important step in the implementation of the bloc’s instant payments regime. Published on 10 April 2026, the measure creates a single reporting channel from National Competent Authorities, or NCAs, to the EBA, which will then transmit the information to the European Commission. The move is intended to reduce duplica

The European Supervisory Authorities (EBA, EIOPA and ESMA) have published their Spring 2026 Joint Committee risk update, highlighting mounting geopolitical pressures and emerging vulnerabilities in private finance markets, while reaffirming the overall resilience of the EU financial system. The update underscores the growing impact of geopolitical instability, particularly the ongoing conflict in the Middle East, as a key driver of financial risk. The ESAs point to transmissi

The European Banking Authority has launched its call for papers for the 2026 Policy Research Workshop, signalling a clear regulatory interest in how financial rulemaking can support both competitiveness and resilience. Set for 18 to 19 November 2026 in Paris, the 15th edition of the workshop will focus on efficient and proportionate regulation for a competitive financial sector, with submissions due by 19 June 2026. The announcement matters because it shows where the EBA want

The European banking sector has entered a more volatile geopolitical phase from a position of clear resilience, according to the European Banking Authority’s latest Q4 2025 Risk Dashboard. The data shows that EU and EEA banks remain strongly capitalised, highly liquid and broadly profitable, even as renewed conflict in the Middle East adds fresh uncertainty to the global outlook. The EBA’s assessment matters because it arrives at a moment when markets are increasingly focused

The European Banking Authority (EBA) has published an updated list of indicators used in its risk assessment and risk analysis tools, alongside a revised methodological guide. The update is designed to improve clarity and consistency in how risk indicators are calculated and interpreted across EBA publications, supporting more robust and comparable supervisory risk assessments. Importantly, the changes do not introduce any new reporting requirements for institutions or compet

The European Banking Authority (EBA) and the Authority for Anti-Money Laundering and Countering the Financing of Terrorism (AMLA) have formally completed the handover of all anti-money laundering and counter-terrorist financing mandates, effective 1 January 2026. The transition marks the end of the EBA’s standalone AML/CFT role, which began in 2020, and represents a structural shift in how the European Union oversees financial crime risks. The transfer is a core component of

The European Banking Authority’s (EBA) response to the European Commission’s Call for Advice marks a pivotal step towards establishing the European Union’s new anti-money laundering and countering the financing of terrorism (AML/CFT) regime. Published on 30 October 2025, the EBA’s recommendations aim to ensure that the future Anti-Money Laundering Authority (AMLA) launches on a strong, risk-based foundation. At the heart of the EBA’s advice lies a clear intention to create a

The European Banking Authority (EBA) has published its fifth and final Report on the Functioning of Anti-Money Laundering and Countering the Financing of Terrorism (AML/CFT) Colleges , finding that the framework has become an effective tool for improving information exchange and strengthening AML/CFT supervision across the European Union. However, the EBA noted that one of the key objectives of the system remains unfulfilled — the ability to address issues affecting multiple

The European Banking Authority (EBA) has today released its annual Report on the convergence of supervisory practices for 2024 across the European Union. The Report highlights the EBA’s sustained efforts to strengthen supervisory alignment among Member States, covering prudential supervision, resolution, consumer protection, digital finance, and—until the end of 2025—anti-money laundering and countering the financing of terrorism (AML/CFT). This year’s Report marks the first

The European Banking Authority (EBA) has published a new report revealing that white labelling – where financial products or services are offered under another company’s brand – is now used by more than a third of banks across the EU. The findings underscore a rapid shift in financial distribution models driven by digitalisation, platformisation, and partnerships between regulated and non-regulated entities. According to the EBA’s 2025 Spring Risk Assessment Questionnaire, 35

The European Banking Authority (EBA) has published a comprehensive report calling on supervisors across the EU to draw lessons from...

The European Banking Authority (EBA) has published a new Report revealing that supervisory oversight of anti-money laundering and...